Can I pay by instalments? (UK)

We're delighted to offer all UK customers the opportunity to pay in interest free monthly instalments on all orders above £300 (including shipping). We also offer Monthly Instalments for our US customers - please read more here.

How does it work?

1
Choose your artworks (basket must exceed £300) and select "Pay with DEKO" at checkout
2
Complete the application (instant decision) and Pay the 10% deposit
3
Receive artworks
4
Make remaining payments over a period of 6, 10 or 12 months - completely free of interest charges

Find qualifying artwork

Head to Artfinder to find artwork that you love, the total of which (including shipping) must come to over £300, so that it qualifies for easy monthly payments. You can choose from thousands of original paintings, sculptures and limited edition art prints and fine art photography.

How to apply

Select Deko as your payment method at checkout.

You will then be prompted to complete the required fields in the application form of our payment partner Deko.

How long does it take?

Once your request is submitted, you should receive a response within 15 seconds. (If further information is required, you will receive an email to that effect.)

Qualifying for credit – Terms and Conditions

  • Customers must be over 18 years of age.
  • Customers must be a UK resident with at least 3 years continual address history.
  • Customers must be in full time employment, unless retired or a house person with a spouse in full time employment.
  • Customers must have a UK bank account capable of accepting Direct Debits.
  • The goods must be delivered to a customer’s home address.
  • Discount/voucher codes & credits can be applied to items purchased via the scheme providing the total order value (including shipping and discounts) exceeds GBP 300.00.

Consumer credit service is provided by Pay4Later Ltd, trading as Deko. Deko is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 728646). Registered offices are at 33 St Mary Axe, London, EC3A 8AG. For more information please refer to www.dekopay.com/faq or visit www.dekopay.com.

Finance is provided through the Deko platform by a number of lenders. You will be offered the best rate available based on your credit history and our lenders’ credit decision policies. You will be informed who the lender is at the point the loan is offered and provided with their full contact details.